Ultimate Protection

The Ultimate Driving Machine® deserves ultimate protection.

BMW Financial Services offers a full suite of products through the BMW Ultimate Protection Program. Whether you want to extend your coverage or need additional protection products for your vehicle, we can make it happen. For whatever you need, when you need it - it's reassuring to know that we have you protected.


Security for your investment.

If your BMW experiences a total loss through theft or accident, most insurance companies only reimburse you for the market value. This along with the deductible can leave you with a gap between what the insurer will pay and the balance on your loan. Be confident with BMW GAP Protection.   With BMW GAP you can be confident your deficiencies or deductibles* will be paid off with no gap in coverage. 

Ask your sales consultant for more information.

BMW Extended Service Contracts  

Protection that provides peace of mind for your new, used, and certified pre-owned BMW vehicle.

The BMW Extended Service contracts were designed with your needs in mind.

Extended Service Contract benefits include the following:

  • Covered repairs are performed at BMW of Sterling repair facility. 
  • Only original BMW parts are used for repairs.
  • 24-Hour BMW Roadside Assistance

BMW Lease Protection  Learn More...

End of Lease? Least of Worries.

With BMW Lease Protection, you can relax and enjoy the drive, knowing that some or all of those potential excess wear-and-tear costs are waived when you turn in your leased vehicle.

BMW Lease Protection benefits include the following:

  • Excess wear and tear charge coverage of up to $5,000
  • Missing parts coverage of up to $300
  • Claim process at Lease-end is expedited.

BMW Protection Product

Protection from unexpected road hazards.

BMW Protection Product benefits include the following:

  • BMW Tire & Wheel Protection - coverage for road hazards such as metal, nails, glass, debris, potholes, blowouts, etc., for as much as five years.
  • Windshield Protection - coverage for repair of cracked and broken windshields.
  • Paintless Dent Repair - permanently removes dings and minor dents without harming the factory finish on your BMW.
  • BMW Key Protection - reimbursement towards a replacement key and 24-hour vehicle lock-out assistance.

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